MeridianNet Inc. uses state of the art technology to have inaccurate and negative items removed from the credit reports. There are FEDERAL and STATE Laws in place to protect the consumer from these inaccuracies and unverifiable information.
Our first step we audit all three bureaus, creditors, any derogatory items using our state of the art technology in addition to using
The Fair Debt Collection Practice Act
The Fair credit reporting Act
The Fair and Accurate Credit Transaction Act
The Health Insurance Portability and Accountability Act
With these FOUR Acts
We dispute all negative and unverifiable items with all three credit bureaus
Re-investigate items on credit bureau level and then dispute and ask for method of their investigation.
Validation of Debt (VOD) with the creditor.
a revised validation of debt
Negotiate settlements (If necessary).
Depending upon which credit program you choose, we have a two phase program which is the
CREDIT RESOLUTION/ FICO ENHANCEMENT PACKAGE
With this two phase program you will receive a updated link that will show you accurate and deleted changes on your credit report. You will see your FICO score enhanced between 20+ and 40+ points and the negative and unverifiable information will be deleted.
Our third phase is our
Meridianet Inc, will negotiate on your behalf with the collection agencies to settle a debt .
